June 5, 2015
Dealing with Debt Collectors
I was quoted by CreditCardGuide.com in Know Your Rights with Debt Collectors. It reads, in part, Regardless of how deep your financial troubles go, you are protected by state and federal law when it comes to how debt collectors can treat you. … Continue reading
June 5, 2015 in CFPB | Permalink | No Comments
May 11, 2015
Monday’s Adjudication Roundup
The United States Supreme Court holds that debtors do not have an absolute right to appeal a denial of a proposed bankruptcy plan (mentioned in April 6 post). Maryland federal judge approves settlement between CFPB and Genuine Title and participants … Continue reading
May 11, 2015 in CFPB | Permalink | No Comments
May 8, 2015
Friday’s Government Reports Roundup
CFPB releases its 2014 Fair Lending Report, discussing its fair lending acts over the past year. It shows that the CFPB required institutions to provide over $224 million in remediation in 2014. A S. Census Bureau paper examines the effects … Continue reading
May 8, 2015 in CFPB | Permalink | No Comments
May 4, 2015
Who Knows The ABCs of Finance?
Annamaria Lusardi recently posted a working paper, Financial Literacy: Do People Know the ABCs of FInance? to SSRN. The abstract reads, Increasingly, individuals are in charge of their own financial security and are confronted with ever more complex financial instruments. … Continue reading
May 4, 2015 in CFPB | Permalink | No Comments
Monday’s Adjudication Roundup
Ocwen and Assurant settle with homeowners for $140 million in class action suit, in which the homeowners alleged that Ocwen received kickbacks by inflating premium costs for forced-placed insurance. New York’s Appellate Division, First Department, affirmed dismissal of suit against … Continue reading
May 4, 2015 in CFPB | Permalink | No Comments
April 10, 2015
The Future of Fannie and Freddie: The Definitive Panel!
The NYU Journal of Law & Business has published The Future of Fannie and Freddie (also on SSRN): This is a transcript of a panel discussion titled, “The Future of Fannie and Freddie.” The panelists were Dr. Mark Calabria from the Cato … Continue reading
April 10, 2015 in CFPB | Permalink | No Comments
Friday’s Government Reports Roundup
The Office of the Comptroller of the Currency released a report on mortgage performance. CFPB releases its Consumer Response Annual Report analyzing the complaints it received in 2014 and its fourth annual Fair Debt Collection Practices Act FHFA releases its … Continue reading
April 10, 2015 in CFPB | Permalink | No Comments
