November 9, 2016
Housing Finance Reform, Going Forward
Two high-level officials in the Treasury Department recently posted Housing Finance Reform: Access and Affordability Going Forward. It highlighted principles that should guide housing finance reform going forward. It opened, Access to affordable housing serves as a cornerstone of economic security for … Continue reading
October 25, 2016
The Mortgage After a Spouse’s Death
BeSmartee.com quoted me in What Happens to My Mortgage When My Spouse Dies? It opens, We would like to help by answering the question of what happens to your mortgage when your spouse dies, and we’ve asked several experts to chime … Continue reading
October 25, 2016 in CFPB | Permalink | No Comments
October 13, 2016
Business as Usual with the CFPB
Law360 quoted me in CFPB Remains Strong Despite DC Circ. Single-Director Ruling (behind paywall). It reads, in part, A blockbuster D.C. Circuit ruling Tuesday declaring the Consumer Financial Protection Bureau’s single-director leadership structure unconstitutional is unlikely to have a major effect … Continue reading
October 13, 2016 in CFPB | Permalink | No Comments
October 12, 2016
The Fate of the CFPB
The United States Court of Appeals for the District of Columbia issued a decision in PHH Corporation v. Consumer Financial Protection Bureau, No. 15-1177 (October 11, 2016), that found an important aspect of the structure of the CFPB to be unconstitutional: … Continue reading
October 12, 2016 in CFPB | Permalink | No Comments
September 22, 2016
Financially Capable Young’uns
The Consumer Financial Protection Bureau has issued a new model and recommendations, Building Blocks To Help Youth Achieve Financial Capability (link to report at bottom of page). It opens, To navigate the financial marketplace effectively, adults need financial knowledge and skills, … Continue reading
September 22, 2016 in CFPB | Permalink | No Comments
August 19, 2016
Bringing Debt Collectors to Heel
TheStreet.com quoted me in Debt Collectors Hounding You With Robo Calls? Here’s What To Do. It reads, in part, Mike Arman, a retired mortgage broker residing in City of Oak Hill, Fla., owns a nice home, with only $6,000 left on … Continue reading
August 19, 2016 in CFPB | Permalink | No Comments
August 3, 2016
The Future of Mortgage Default
The Consumer Financial Protection Bureau has shared its Principles for the Future of Loss Mitigation. It opens, This document outlines four principles, Accessibility, Affordability, Sustainability, and Transparency, that provide a framework for discussion about the future of loss mitigation as … Continue reading
