January 30, 2017
What Is at Stake with the FHA?
The Hill published my column, The Future of American Home Ownership Under President Trump. It reads, One of the Trump Administration’s first official actions was to reverse the Federal Housing Administration (FHA) mortgage insurance premium cut that was announced in the … Continue reading
January 30, 2017 in Federal Housing Administration | Permalink | No Comments
November 21, 2016
The Trump Effect on Mortgage Rates
The Christian Science Monitor quoted me in What Does President Trump Really Mean for Mortgage Rates? It opens, In the week following the election, mortgage rates soared nearly half a percentage point. Average weekly 30-year fixed home loan rates are back above … Continue reading
November 21, 2016 in Federal Housing Administration | Permalink | No Comments
November 18, 2016
Low Down Payment Mortgages, Going Forward
TheStreet.com quoted me in Home Loan Down Payments Are in Decline: Will Uncle Sam Ride to the Rescue? It opens, President-elect Donald Trump has enough problems on his hands as his administration takes shape, with the economy, health care, geopolitical strife and … Continue reading
November 18, 2016 in Federal Housing Administration | Permalink | No Comments
November 9, 2016
Housing Finance Reform, Going Forward
Two high-level officials in the Treasury Department recently posted Housing Finance Reform: Access and Affordability Going Forward. It highlighted principles that should guide housing finance reform going forward. It opened, Access to affordable housing serves as a cornerstone of economic security for … Continue reading
November 9, 2016 in Federal Housing Administration | Permalink | 1 Comment
June 2, 2016
Ensuring Sustainable Homeownership
My short article, Ensuring That Homeownership Is Sustainable, was just published in the Westlaw Journal, Bank & Lender Liability. It opens, The Federal Housing Administration has suffered as a result of many of the same unrealistic underwriting assumptions that led to problems … Continue reading
June 2, 2016 in Federal Housing Administration | Permalink | No Comments
November 16, 2015
FHA’s Clean Bill of Health
The Federal Housing Administration released its Annual Report to Congress on the Financial Status of the FHA Mutual Mortgage Insurance Fund. The MMIF covers the lion’s share of the FHA’s mortgage insurance obligations. In his forward to the report, HUD … Continue reading
November 16, 2015 in Federal Housing Administration | Permalink | No Comments
October 20, 2015
Tuesday’s Regulatory & Legislative Update
The Consumer Financial Protection Bureau (CFPB) has finalized a Rule to expand reporting requirements imposed upon financial institutions under the Home Mortgage Disclosure Act (HMDA). Dodd-Frank included a mandate directing the CFPB to collect metrics to allow, among other things, a better … Continue reading
October 20, 2015 in Federal Housing Administration | Permalink | No Comments
