January 9, 2015
S&P’s Upbeat Outlook on Mortgage Market
S&P posted U.S. RMBS Roundtable: Mortgage Origination And Securitization In The Post-Qualified Mortgage/Ability-To-Repay Market. The roundtable discussion offers views on many aspects of the 2015 mortgage market, but I found this passage to be particularly interesting: Originators agreed loans that … Continue reading
January 9, 2015 in Federal Reserve Board | Permalink | No Comments
November 28, 2014
Accurately Measuring Mortgage Availability
The Urban Institute’s Housing Finance Policy Center has posted a research report, Measuring Mortgage Credit Availability Using Ex-Ante Probability of Default. This report tackles an important subject: How to strike a balance between credit availability and risk to achieve a … Continue reading
November 28, 2014 in Federal Reserve Board | Permalink | No Comments
July 8, 2014
Independent Foreclosure Review: Case Closed?
The Federal Reserve Board issued its Independent Foreclosure Review. By way of background, Between April 2011 and April 2012, the Office of the Comptroller of the Currency (OCC), the Board of Governors of the Federal Reserve System (“Federal Reserve”), and … Continue reading
July 8, 2014 in Federal Reserve Board | Permalink | No Comments