February 2, 2017
Mortgage Rates & Refis
TheStreet.com quoted me in Mortgage Rates Expected to Rise and Push Down Refinancing Levels. It reads, in part, Mortgage rates will continue their upward climb in 2017 as the economy demonstrates additional growth and inflation, but this will of course dampen … Continue reading
February 2, 2017 in Regulation | Permalink | No Comments
February 1, 2017
Gorsuch and the CFPB
Bankrate.com quoted me in Supreme Court Pick Could Spell Trouble for the CFPB. It opens, President Donald Trump’s first Supreme Court pick has been identified as the “most natural successor” to the late Justice Antonin Scalia, whom he would replace. Neil … Continue reading
February 1, 2017 in Regulation | Permalink | No Comments
January 31, 2017
Mortgage Bankers and GSE Reform
The Mortgage Bankers Association has released GSE Reform Principles and Guardrails. It opens, This paper serves as an introduction to MBA’s recommended approach to GSE reform. Its purpose is to outline what MBA views as the key components of an end … Continue reading
January 31, 2017 in Regulation | Permalink | No Comments
January 30, 2017
What Is at Stake with the FHA?
The Hill published my column, The Future of American Home Ownership Under President Trump. It reads, One of the Trump Administration’s first official actions was to reverse the Federal Housing Administration (FHA) mortgage insurance premium cut that was announced in the … Continue reading
January 30, 2017 in Regulation | Permalink | No Comments
January 25, 2017
HUD, Exit Stage Left
President Obama had members of his Cabinet write Exit Memos that set forth their vision for their agencies. Julián Castro, his Secretary of HUD, titled his Housing as a Platform for Opportunity. It is worth a read as a roadmap of a progressive … Continue reading
January 25, 2017 in Regulation | Permalink | No Comments
January 24, 2017
Can Fannie and Freddie Be Privatized?
Kroll Bond Rating Agency posted Housing Reform 2017: Can the GSEs be Privatized? The big housing finance reform question is whether there is now sufficient consensus in Washington to determine the fate of Fannie and Freddie, now approaching their ninth year … Continue reading
January 24, 2017 in Regulation | Permalink | No Comments
January 19, 2017
New Protections for Homeowners
Consumers Digest quoted me in Protections Coming for Homeowners. It opens, New rules that cover mortgage servicing aren’t dramatic, but they should help certain consumers, experts say. In August 2016, Consumer Financial Protection Bureau finalized rules that focus on foreclosure protections … Continue reading
January 19, 2017 in Regulation | Permalink | No Comments
