July 1, 2015
Wednesday’s Academic Roundup
Separate and Unequal: The American Dream, Peter C. LaGreca, 16 Rutgers Race & L. Rev. 183 (2015). Reverse Mortgage Loans: A Quantitative Analysis, Makoto Nakajima & Irina Telyukova, FRB of Philadelphia Working Paper No. 14-27. Reverse Mortgages: What Homeowners (Don’t) … Continue reading
July 1, 2015 in Regulation | Permalink | No Comments
June 29, 2015
CFPB Mortgage Highlights
The Consumer Financial Protection Bureau issued its most recent Supervisory Highlights. The CFPB is “committed to transparency in its supervisory program by sharing key findings in order to help industry limit risks to consumers and comply with Federal consumer financial law.” … Continue reading
June 29, 2015 in Regulation | Permalink | No Comments
Monday’s Adjudication Roundup
Massachusetts’s federal court found that a unit of Deutsche Bank AG failed to vet some residential mortgage-backed securities, which mislead Massachusetts Mutual Life Insurance Co. US Bank filed an amended complaint claiming that Citigroup Global Markets Realty Corp. and CitiMortgage … Continue reading
June 29, 2015 in Regulation | Permalink | No Comments
June 24, 2015
High Risk at Fannie and Freddie
The Federal Housing Finance Agency released its 2014 Report to Congress. It summarizes many interim reports and press releases that were released over the previous year, many of which have been covered by REFinBlog as they came out. I was struck, … Continue reading
June 24, 2015 in Regulation | Permalink | No Comments
Wednesday’s Academic Roundup
House Price Impacts of Racial, Income, Education and Age Neighborhood Segregation, David M. Brasington, Diane Hite & Andres Jauregui, Journal of Regional Science, Vol. 55, Issue 3, pp. 442-467, 2015. Housing Price Collapse Worsens the Opportunities for Educational Attainment for … Continue reading
June 24, 2015 in Regulation | Permalink | No Comments
June 23, 2015
What’s Behind Rising Mortgage Bond Issuance?
GlobeSt.com quoted me in What Else Is Behind Rising Mortgage Bond Issuance, Demand?. It opens, Investor demand for mortgage bonds, both that have agency backing and not, is quite high these days. Last week Bloomberg reported that issuance of home-loan securities … Continue reading
June 23, 2015 in Regulation | Permalink | No Comments
June 22, 2015
New FHA Guidelines No Biggie
Law360 quoted me in New Guidelines For Bad FHA Loans Won’t Boost Lending (behind paywall). It opens, The federal government on Thursday provided lenders with a streamlined framework for how it determines whether the Federal Housing Administration must be paid … Continue reading
June 22, 2015 in Regulation | Permalink | No Comments
