REFinBlog

Editor: David Reiss
Cornell Law School

March 23, 2017

Thursday’s Advocacy & Think Tank Roundup

By Jamila Moore

Dan Green writes an article entitled, “FHA Loan With 3.5% Down vs Conventional 97 Loan With 3% Down” which analyzes the benefits and drawbacks to each of the loan types mentioned. Based on the research, the conventional 97 loan seem … Continue reading

March 22, 2017

Wednesday’s Academic Roundup

By Jamila Moore

Economic Policy and Systematic Risk: The Un-constitutionality of Rent-Control/Rent-Stabilization Statutes; Multiple Listing Systems; and the Licensing of ‘Real Estate Websites, Nwogugu Assessing Involuntary Termination Risk on Residential Mortgage Servicing Rights, Whalen Implicit Hedonic Pricing Using Mortgage Payment Information, Pace and … Continue reading

March 21, 2017

Tuesday’s Regulatory & Legislative Roundup

By Jamila Moore

The United States Department of Agriculture (USDA) currently offers some of the lowest mortgage rates in the country. Recently, the government branch added another component to assist with providing Americans with affordable housing. Soon residents of all 50 states will … Continue reading

March 20, 2017

Monday’s Adjudication Roundup

By Jamila Moore

A class member in a suit against New Jersey is very unhappy with the 9.6 million dollar settlement reached.  The “tax lien bid-rigging” costed homeowners approximately 400 million dollars. The class member filed an appeal in the Third Circuit to … Continue reading

March 17, 2017

Friday’s Government Reports Roundup

By Robert Engelke

In response to the Trump Administration’s preliminary budget plan, several Democratic Senators denounced potential cuts to HUD that would drastically undermine its programs. In a letter to HUD Secretary Ben Carson, the lawmakers called the budget reductions being considered “unconscionable” … Continue reading

March 16, 2017

Thursday’s Advocacy & Think Tank Roundup

By Robert Engelke

A study by the Institute for Children, Poverty and Homelessness finds that New York City’s homeless high school students are more likely to face an array of health risks than their non-homeless counterparts. Boston Mayor Martin J. Walsh has made … Continue reading

March 15, 2017

Wednesday’s Academic Roundup

By Robert Engelke

This paper, ‘Monopoly’ in Real Life – The Housing Market and Inequality,  uses a simple model based on the board game Monopoly to simulate the drivers of house prices and inequality. The starting capital, income per round (wage), rental income, … Continue reading