December 1, 2016
Thursday’s Advocacy & Think Tank Roundup
- An article by the Build Healthy Places blog titled, Staying Healthy: The Role of Aging in Community, discuss how significant financial barriers remain to older adults who want to age in place and stay connected to their communities.
- Could the post-Great Recession drop in housing demand have been driven in part by an increase in mortgage credit spreads across borrowers? Stephanie Lo, a doctoral student in economics at Harvard who is also a 2016 Joint Center Meyer Fellow used proprietary data on the spread of mortgage rates across borrowers with different credit scores to try and answer this question. Her results, which will also be published as a Joint Center working paper, suggest that mortgage demand does react to mortgage interest rates in significant ways.
- An article, titled CDFIs Collaborate to Send More Capital to Low-Income Communities, discusses how early results of the PRO Neighborhoods program suggest that new ways of deploying capital can help improve the lives of Americans who live in low-income communities.