REFinBlog

Editor: David Reiss
Cornell Law School

February 12, 2016

Homeowner Nation or Renter Nation?

By David Reiss

Arthur Acolin, Laurie Goodman and Susan Wachter have posted a forthcoming Cityscape article to SSRN, A Renter or Homeowner Nation? The abstract reads, This article performs an exercise in which we identify the potential impact of key drivers of home ownership … Continue reading

January 25, 2016

Hidden Home Costs

By David Reiss

TeleMundo quoted me in 15 Hidden Home Costs When Buying a Home (the original is in Spanish: 15 gastos escondidos al comprar una casa). It reads, in part, There are many other things to consider when buying a house, besides the fact that … Continue reading

January 22, 2016

Friday’s Government Reports Roundup

By Shea Cunningham

The U.S. Government Accountability Office released “Troubled Asset Relief Program (TARP) Report,” showing the Treasury’s participation for TARP housing programs. The Center on Budget and Policy Priorities released a report on SNAP Benefits, or what used to be known as … Continue reading

January 21, 2016

Dollar Homes

By David Reiss

Realtor.com quoted me in Buy a House for a Buck? The Real Story Behind $1 Listings. The story reads, in part, Hidden deep within the bowels of real estate listings are a few head-scratchers that would no doubt catch any bargain … Continue reading

January 20, 2016

Wednesday’s Academic Roundup

By Shea Cunningham

Towards a New Eviction Jurisprudence, Gerald S. Dickinson, Georgetown Journal on Poverty Law Policy, Vol. 23, No. 1, 2015. Managing Retirement Risks with Reverse Mortgage Loans and Long-Term Care Insurance, Adam Wenqiang Shao, Hua Chen & Michael Sherris, 7th Australasian … Continue reading

January 19, 2016

Know How to Get a Mortgage?

By David Reiss

Fannie Mae’s Economic & Strategy Research Group posted research findings titled What Do Consumers Know About The Mortgage Qualification Criteria. The findings are sobering: When asked to identify accurate key mortgage qualification criteria (down payment, credit score, and DTI ratio), about … Continue reading

January 15, 2016

Rent-to-Own Risks

By David Reiss

Kroll Bond Rating Agency has released a CMBS Commentary, Rent-to-Own Deals Present More Risk than SFR [Single-Family Rental]. The commentary addresses the first rent-to-own securitization, one that Kroll is not rating. With rent-to-own, ” the tenant has the right to purchase … Continue reading