September 16, 2015
Wednesday’s Academic Roundup
Housing and Mortgages in Transition Economy, John E. Anderson. Underwriting Sustainable Homeownership: The Federal Housing Administration and the Low Down Payment Loan, David J. Reiss, Georgia Law Review, Forthcoming. Mortgage Refinancing, Consumer Spending, and Competition: Evidence from the Home Affordable … Continue reading
September 16, 2015 in Home Ownership | Permalink | No Comments
September 14, 2015
Low Down Payment or Low Interest Rate?
MainStreet.com quoted me in Consumers Should Not Assume a Lower Down Payment Is a Better Option. It reads, in part First-time homeowners are often caught in a conundrum when they are faced with tantalizing offers of either lower mortgage rates or … Continue reading
September 14, 2015 in Home Ownership | Permalink | No Comments
Monday’s Adjudication Roundup
Bank of America, Wells Fargo & Citigroup cannot escape the City of Miami’s discriminatory lending suit, which caused a loss in city tax revenue. Texas federal judge sanctions the US Environmental Protection Agency for failure to turn over documents that … Continue reading
September 14, 2015 in Home Ownership | Permalink | No Comments
September 11, 2015
Friday’s Government Reports Roundup
The FHFA releases it 2015-2017 Housing Goals for Fannie Mae & Freddie Mac. The US Department of Agriculture released its 20th Annual Food Security Report. The reports shows that 1 in 7 people live in food insecure households, but there … Continue reading
September 11, 2015 in Home Ownership | Permalink | No Comments
September 10, 2015
Buying in a Boom
TheStreet.com quoted me in How Consumers Can Buy Houses in a Booming Market. The story reads, in part, The housing market has been rebounding and the increased competition is leaving the number of available homes scarce in many cities. Home prices … Continue reading
September 10, 2015 in Home Ownership | Permalink | No Comments
September 9, 2015
Wednesday’s Academic Roundup
The Effect of Negative Equity on Mortgage Default: Evidence from HAMP PRA, Therese C. Scharlemann & Stephen H. Shore, Office of Financial Research Working Paper No. 15-06. Housing Tax Reform and Foreclosure Rates, Richard Dusansky & Firas Zebian, Journal of … Continue reading
September 9, 2015 in Home Ownership | Permalink | No Comments
September 8, 2015
Home Purchase Sentiment Index
Home Sweet Home takes on a whole new meaning with Fannie Mae’s new Home Purchase Sentiment Index. The index distills results from its consumer-focused National Housing Survey™ (NHS) into a single, monthly, predictive indicator. Reflecting more than four years of data, … Continue reading
September 8, 2015 in Home Ownership | Permalink | No Comments
