March 18, 2015
Wednesday’s Academic Roundup
Cohousing: An Idea for the Modern Age, by Nancy J. White & Charly Loper, February 18, 2015. Failure to Launch: Housing, Debt Overhang, and the Inflation Option During the Great Recession, by Aaron Hedlund, February 23, 2015. Have Distressed Neighborhoods … Continue reading
March 18, 2015 in Regulation | Permalink | No Comments
March 17, 2015
CFPB Mortgage Supervision Highlights
The Consumer Financial Protection Bureau issued its Supervisory Highlights for Winter 2015. The highlights include a section on Mortgage Origination and “largely focuses on Supervision’s examination findings and observations from July 2014 to December 2014.” (9) The headings of this … Continue reading
March 17, 2015 in Regulation | Permalink | No Comments
March 16, 2015
Arbitration and The Common Mortgage
The Consumer Financial Protection Bureau posted its Arbitration Study. This is a report to Congress that was required by Dodd-Frank. By way of background, the study states that Companies provide almost all consumer financial products and services subject to the … Continue reading
March 16, 2015 in Regulation | Permalink | No Comments
March 13, 2015
Friday Government Report Roundup
US Treasury Department’s Community Development Financial Institutions Fund (CDFI Fund) released two reports discussing the difference in risk between conventional lenders and CDFIs. CDFIs Stepping into the Breach: An Impact Evaluation—Summary Report. Risk and Efficiency among CDFIs: A Statistical Evaluation … Continue reading
March 13, 2015 in Regulation | Permalink | No Comments
March 11, 2015
Housing Affordability Across The Globe
The 11th Annual Demographia International Housing Affordability Survey: 2015 has been released. The survey provides ratings for metropolitan markets in Australia, Canada, China, Ireland, Japan, New Zealand, Singapore, the U.K. and the U.S. There are some interesting global trends: Historically, … Continue reading
March 11, 2015 in Regulation | Permalink | No Comments
Wednesday’s Academic Roundup
Countercyclical Regulation and Its Challenges, by Patricia A. McCoy, Boston College Law School Legal Research Paper No. 351. Low-Income Housing Tax Credit Developments and Neighborhood Property Conditions, Kelly D. Edmiston, February 20, 2015. First Principles for Regulating the Sharing Economy, … Continue reading
March 11, 2015 in Regulation | Permalink | No Comments
March 10, 2015
Countercyclical Regulation of Housing Finance
Pat McCoy has posted Countercyclical Regulation and Its Challenges to SSRN. The abstract reads, Following the 2008 financial crisis, countercyclical regulation emerged as one of the most promising breakthroughs in years to halting destructive cycles of booms and busts. This … Continue reading
March 10, 2015 in Regulation | Permalink | No Comments
