May 1, 2014
Stressing out on Fannie and Freddie
The Federal Housing Finance Agency issued Projections of the Enterprises’ Financial Performance (Stress Tests) (Apr. 30, 2014). This is a pretty technical, but important, document. The Background section provides some needed context: This report provides updated information on possible ranges … Continue reading
May 1, 2014 in Regulation | Permalink | No Comments
April 23, 2014
Inclusionary Housing and Stigma
Hughen and Read have posted their abstract for Inclusionary Housing Policies, Stigma Effects and Strategic Production Decisions to SSRN (it is not available for download from there and must be purchased from the publisher one way or the other). The … Continue reading
April 23, 2014 in Regulation | Permalink | No Comments
April 18, 2014
The Unzoned City
Matt Festa has posted an interesting, short article, Land Use in the Unzoned City, to SSRN. He writes, The popular conception that Houston is unzoned because it is some sort of ultra-Texan free-market landscape is not accurate. Houston’s land use … Continue reading
April 18, 2014 in Regulation | Permalink | No Comments
April 17, 2014
Affordable Flood Insurance in NYC
The Rand Corporation has posted Flood Insurance in New York City Following Hurricane Sandy. The report has a chapter on affordability issues that is worth a read, particularly as the de Blasio Administration undertakes its ambitious affordable housing plan. The … Continue reading
April 17, 2014 in Regulation | Permalink | No Comments
April 16, 2014
Can You Help Someone Become Financially Capable?
Researchers at the World Bank have posted Can You Help Someone Become Financially Capable? A Meta-Analysis of the Literature.The abstract reads, This paper presents a systematic and comprehensive meta-analysis of the literature on financial education interventions. The analysis focuses on financial … Continue reading
April 16, 2014 in Regulation | Permalink | No Comments
April 14, 2014
Inside Johnson-Crapo
Enterprise Community Partners, Inc. has posted Inside Johnson-Crapo: What the Senate Housing Finance Reform Bill Could Mean for Low- and Moderate-income Communities. Parsing the various Congressional proposals for housing finance reform is hard enough for an expert, let alone for … Continue reading
April 14, 2014 in Regulation | Permalink | No Comments
April 8, 2014
Reiss on New Residential Real Estate Exchange
NationSwell quoted me in Can’t Afford a Down Payment? Let Investors Help You Buy Your Home. It reads in part, Enter PRIMARQ, the world’s first residential real-estate equity exchange — a soon-to-launch venture of San Francisco entrepreneur Steve Cinelli. Can’t … Continue reading
April 8, 2014 in Regulation | Permalink | No Comments