REFinBlog

January 20, 2016

Wednesday’s Academic Roundup

Towards a New Eviction Jurisprudence, Gerald S. Dickinson, Georgetown Journal on Poverty Law Policy, Vol. 23, No. 1, 2015. Managing Retirement Risks with Reverse Mortgage Loans and Long-Term Care Insurance, Adam Wenqiang Shao, Hua Chen & Michael Sherris, 7th Australasian … Continue reading →

January 19, 2016

Know How to Get a Mortgage?

Fannie Mae’s Economic & Strategy Research Group posted research findings titled What Do Consumers Know About The Mortgage Qualification Criteria. The findings are sobering: When asked to identify accurate key mortgage qualification criteria (down payment, credit score, and DTI ratio), about … Continue reading →

January 15, 2016

Rent-to-Own Risks

Kroll Bond Rating Agency has released a CMBS Commentary, Rent-to-Own Deals Present More Risk than SFR [Single-Family Rental]. The commentary addresses the first rent-to-own securitization, one that Kroll is not rating. With rent-to-own, ” the tenant has the right to purchase … Continue reading →

January 13, 2016

Wednesday’s Academic Roundup

Civil Forfeiture and the Constitution, Caleb Nelson, Yale Law Journal, Forthcoming; Virginia Public Law and Legal Theory Research Paper No. 2. Cohabitants, Choice, and the Public Interest, Robert Leckey, Philosophical Foundations of Children’s and Family Law (OUP), Elizabeth Brake and … Continue reading →

January 11, 2016

Monday’s Adjudication Roundup

New York state appeals court affirmed denying dismissal of claims against Morgan Stanley for fraud. Plaintiff bought $17 million in high-risk notes tied to residential mortgage-backed securities in a $500 million collateralized debt obligation that eventually were wiped out. Quicken … Continue reading →

January 6, 2016

Housing Policy and Economic Mobility

                Pamela Blumenthal and John McGinty of the Urban Institute have written an interesting research report, Housing Policy Levers to Promote Economic Mobility. I generally believe that housing policy should be designed to assist … Continue reading →

Wednesday’s Academic Roundup

House Prices and Job Losses, Gabor Pinter, Bank of England Working Paper No. 569. The Dynamics of Adjustable-Rate Subprime Mortgage Default: A Structural Estimation, Hanming Fang, You Suk Kim & Wenli Li, PIER Working Paper No. 041. High and Low … Continue reading →