August 19, 2015
Wednesday’s Academic Roundup
The Impact on LEED Neighborhood Certification on Condo Prices, Julia Freybote, Hua Sun & Xi Yang, Real Estate Economics, Vol. 43, Issue 3, pp. 586-608, 2015. Information Externalities, Neighborhood Characteristics and Home Mortgage Pricing and Underwriting, Ioan Voicu, Irina Paley, … Continue reading
August 19, 2015 in Home Ownership | Permalink | No Comments
August 17, 2015
Monday’s Adjudication Roundup
Plaintiffs in class action suit against JPMorgan Chase & Co., who were fraudulently charged unnecessary home inspection fees, argue that the bank cannot avoid class certification because Chase admitted that “determining whether an inspection was reasonable requires an assessment of … Continue reading
August 17, 2015 in Home Ownership | Permalink | No Comments
August 13, 2015
Buying A Home After Retirement
HSH.com quoted me in Buying A Home After Retirement Is Possible, but Challenging. It reads, in part, The ideal situation is to enter your retirement years without any monthly mortgage payments. But what if you’ve finally found your dream home at the … Continue reading
August 13, 2015 in Home Ownership | Permalink | No Comments
August 12, 2015
Wednesday’s Academic Roundup
Housing Markets and Unconventional Monetary Policy, Charles Rahal. The Effect of Housing Wealth Shocks on Work and Retirement Decisions, Jaclene Begley & Sewin Chan. Millennials, Baby Boomers, and Rebounding Multifamily Home Construction, Jordan Rappaport, Federal Reserve Bank of Kansas City … Continue reading
August 12, 2015 in Home Ownership | Permalink | No Comments
August 5, 2015
Mortgage Credit Conditions Easing
The Urban Institute’s Housing Finance Policy Center has released its July Housing Finance at a Glance. It opens, Our latest update to HFPC’s Credit Availability Index (HCAI) shows early signs that the overly tight mortgage lending standards of the post-crisis … Continue reading
August 5, 2015 in Home Ownership | Permalink | No Comments
Wednesday’s Academic Roundup
The Impact of the Home Valuation Code of Conduct on Appraisal and Mortgage Outcomes, Lei Ding & Leonard I. Nakamura, FRB of Philadelphia Working Paper No. 15-28. Financial Literacy and Mortgage Credit: Evidence from the Recent Mortgage Market Crisis, Xudong … Continue reading
August 5, 2015 in Home Ownership | Permalink | No Comments
August 3, 2015
Foreclosures & Credit Card Debt
Paul S. Calem, Julapa Jagtiani and William W. Lang have posted Foreclosure Delay and Consumer Credit Performance to SSRN. Effectively, it argues that long foreclosure delays may have reduced the credit card default rate because homeowners in default were able to pay … Continue reading
August 3, 2015 in Home Ownership | Permalink | No Comments
