December 11, 2017
Challenges for Modern Housing Markets
I will be speaking in a free American Bar Association webinar tomorrow, Challenges for Modern Housing Markets: Our current housing system is not sustainable in terms of the market, residential tenure, cost … Continue reading
December 11, 2017 in Home Ownership | Permalink | No Comments
December 7, 2017
Preparing for the Next Housing Tsunami
Greg Kaplan et al. posted The Housing Boom and Bust: Model Meets Evidence to SSRN. The abstract reads, We build a model of the U.S. economy with multiple aggregate shocks (income, housing finance conditions, and beliefs about future housing demand) … Continue reading
December 7, 2017 in Home Ownership | Permalink | No Comments
December 6, 2017
Taking Down Barriers to Homeownership
Laurie Goodman and her colleagues at the Urban Institute’s Housing Finance Policy Center have released a report, Barriers to Accessing Homeownership Down Payment, Credit, and Affordability. The Executive Summary states that Saving for a down payment is a considerable barrier … Continue reading
December 6, 2017 in Home Ownership | Permalink | No Comments
December 5, 2017
Buying after Bankruptcy
Realtor.com quoted me in Buying a House After Bankruptcy? How Long to Wait and What to Do. It opens, Buying a house after bankruptcy may sound like an impossible feat. Blame it on all those Monopoly games, but bankruptcy has a very … Continue reading
December 5, 2017 in Home Ownership | Permalink | No Comments
November 30, 2017
Storm-Induced Delinquencies
The Urban Institute’s Housing Finance Policy Center has released its November 2017 Housing Finance at a Glance Chartbook. The Introduction looks out how this summer’s big storms have pushed up delinquency rates: The Mortgage Bankers Association recently released the results … Continue reading
November 30, 2017 in Home Ownership | Permalink | No Comments
November 28, 2017
Investing in Homes
TheStreet.com quoted me in Investing In Your Home Remains a Sound Financial Decision for 2018. It reads, in part, Homeowners are still pouring money into their homes as renovations and upkeep are generating a large portion of sales for Home Depot as demand … Continue reading
November 28, 2017 in Home Ownership | Permalink | No Comments
November 13, 2017
Smarter Housing Tax Breaks
Matt Rossman has posted a timely article, In Search of Smarter Homeowner Subsidies, to SSRN just as Congress debates the future of the mortgage interest deduction and other tax perks of homeownership. The abstract reads, Critics have long assailed the federal … Continue reading
November 13, 2017 in Home Ownership | Permalink | No Comments