REFinBlog

Editor: David Reiss
Cornell Law School

December 11, 2017

Challenges for Modern Housing Markets

By David Reiss

                  I will be speaking in a free American Bar Association webinar tomorrow, Challenges for Modern Housing Markets: Our current housing system is not sustainable in terms of the market, residential tenure, cost … Continue reading

December 7, 2017

Preparing for the Next Housing Tsunami

By David Reiss

Greg Kaplan et al. posted The Housing Boom and Bust: Model Meets Evidence to SSRN. The abstract reads, We build a model of the U.S. economy with multiple aggregate shocks (income, housing finance conditions, and beliefs about future housing demand) … Continue reading

December 6, 2017

Taking Down Barriers to Homeownership

By David Reiss

Laurie Goodman and her colleagues at the Urban Institute’s Housing Finance Policy Center have released a report, Barriers to Accessing Homeownership Down Payment, Credit, and Affordability. The Executive Summary states that Saving for a down payment is a considerable barrier … Continue reading

December 5, 2017

Buying after Bankruptcy

By David Reiss

Realtor.com quoted me in Buying a House After Bankruptcy? How Long to Wait and What to Do. It opens, Buying a house after bankruptcy may sound like an impossible feat. Blame it on all those Monopoly games, but bankruptcy has a very … Continue reading

November 30, 2017

Storm-Induced Delinquencies

By David Reiss

The Urban Institute’s Housing Finance Policy Center has released its November 2017 Housing Finance at a Glance Chartbook. The Introduction looks out how this summer’s big storms have pushed up delinquency rates: The Mortgage Bankers Association recently released the results … Continue reading

November 28, 2017

Investing in Homes

By David Reiss

TheStreet.com quoted me in Investing In Your Home Remains a Sound Financial Decision for 2018. It reads, in part, Homeowners are still pouring money into their homes as renovations and upkeep are generating a large portion of sales for Home Depot as demand … Continue reading

November 13, 2017

Smarter Housing Tax Breaks

By David Reiss

Matt Rossman has posted a timely article, In Search of Smarter Homeowner Subsidies, to SSRN just as Congress debates the future of the mortgage interest deduction and other tax perks of homeownership. The abstract reads, Critics have long assailed the federal … Continue reading