May 24, 2017
Wednesday’s Academic Roundup
Taxing Zombies: Killing Zombie Mortgages with Differential Property Taxes, Weber Did QU Lead to Lax Bank Lending Standards? Evidence from the Federal Reserve’s LSAPs, Kurtzman, Luck, and Zimmermann Urbanization and Housing Investment, Dasgupta, Gracia, and Lall Mortgage Matrix and Bank … Continue reading
May 24, 2017 in Uncategorized | Permalink | No Comments
May 23, 2017
Tuesday’s Regulatory & Legislative Roundup
The U.S. Court of Appeals, District of Columbia is gearing up to hear the landmark case challenging the constitutionality of the Consumer Financial Protection Bureau (CFPB). In 2016, PHH received a 100 million dollar fine regarding their consumer and mortgage … Continue reading
May 23, 2017 in Uncategorized | Permalink | No Comments
May 22, 2017
Monday’s Adjudication Roundup
A Florida couple is unhappy. The Eleventh Circuit upheld a fine and probation sentence given to the couple by a lower district court. The initial ruling, stemmed from the couple’s failure to disclose an insurance company’s payout of a sink … Continue reading
May 22, 2017 in Uncategorized | Permalink | No Comments
May 8, 2017
What Is An Origination Fee?
Realtor.com quoted me in What Is an Origination Fee, and How Much Does It Cost? It opens, In the seemingly never-ending mortgage lexicon of home buying and selling, one term in particular stands out as a source of confusion: the origination fee. What is … Continue reading
May 8, 2017 in Uncategorized | Permalink | No Comments
May 5, 2017
Friday’s Government Reports Roundup
The Financial Services Committee of Congress narrowly passed the Financial CHOICE Act, H.R. 10. Democrats were unhappy about the initial proposal of the new bill. The group took measures to stall the mark-up and voice their opinions regarding the “Wrong … Continue reading
May 5, 2017 in Uncategorized | Permalink | No Comments
May 4, 2017
Thursday’s Advocacy & Think Tank Roundup
Homeowners in the U.S. are better at paying their loans. The number of “seriously delinquent mortgages” dropped 1.2 million in the 2016 fiscal year. Today’s negative equity has decreased in the first quarter of the year; however, many pockets throughout … Continue reading
May 4, 2017 in Uncategorized | Permalink | No Comments
May 3, 2017
Wednesday’s Academic Roundup
Prioritizing Which Homeless People Get Housing Using Predictive Algorithms, Flaming and Toros Liquidity Constraints in the U.S. Housing Market, Gorea and Midrigin Why are Reits Currently so Expensive?, Nieuwerburgh The Impact of Housing Prices on Health in U.S. Before, During, … Continue reading
May 3, 2017 in Uncategorized | Permalink | No Comments