September 23, 2015
Homeowners Keeping the Wolf at Bay
The Center for Responsible Lending has released a policy brief with the lengthy title, 2014 HMDA data shows that Federal rules did not have a chilling effect on lending, despite lender predictions. Borrowers of color continue to be under-served by … Continue reading
September 23, 2015 in Home Ownership | Permalink | No Comments
Wednesday’s Academic Roundup
Green Cities? Urbanization, Trade and the Environment, Rainald Borck & Michael Pflüger, IZA Discussion Paper No. 9104. The Impact of Foreclosure Delay on U.S. Employment, Kyle F. Herkenhoff & Lee E. Ohanian, NBER Working Paper No. w21532. Are Bigger Companies … Continue reading
September 23, 2015 in Home Ownership | Permalink | No Comments
September 16, 2015
Wednesday’s Academic Roundup
Housing and Mortgages in Transition Economy, John E. Anderson. Underwriting Sustainable Homeownership: The Federal Housing Administration and the Low Down Payment Loan, David J. Reiss, Georgia Law Review, Forthcoming. Mortgage Refinancing, Consumer Spending, and Competition: Evidence from the Home Affordable … Continue reading
September 16, 2015 in Home Ownership | Permalink | No Comments
September 14, 2015
Low Down Payment or Low Interest Rate?
MainStreet.com quoted me in Consumers Should Not Assume a Lower Down Payment Is a Better Option. It reads, in part First-time homeowners are often caught in a conundrum when they are faced with tantalizing offers of either lower mortgage rates or … Continue reading
September 14, 2015 in Home Ownership | Permalink | No Comments
Monday’s Adjudication Roundup
Bank of America, Wells Fargo & Citigroup cannot escape the City of Miami’s discriminatory lending suit, which caused a loss in city tax revenue. Texas federal judge sanctions the US Environmental Protection Agency for failure to turn over documents that … Continue reading
September 14, 2015 in Home Ownership | Permalink | No Comments
September 11, 2015
Friday’s Government Reports Roundup
The FHFA releases it 2015-2017 Housing Goals for Fannie Mae & Freddie Mac. The US Department of Agriculture released its 20th Annual Food Security Report. The reports shows that 1 in 7 people live in food insecure households, but there … Continue reading
September 11, 2015 in Home Ownership | Permalink | No Comments
September 10, 2015
Buying in a Boom
TheStreet.com quoted me in How Consumers Can Buy Houses in a Booming Market. The story reads, in part, The housing market has been rebounding and the increased competition is leaving the number of available homes scarce in many cities. Home prices … Continue reading
September 10, 2015 in Home Ownership | Permalink | No Comments
